摘要
随着国家对金融安全重视程度的不断提升,金融监管得到全面加强,金融领域正式进入强监管新时代。2023年伊始召开的全国法院金融审判工作会议,更是标志着金融司法审判监管化趋势的正式确立。允许金融监管规定影响合同效力,彻底改变了过去所谓“违规不违法”的历史,也对银行业金融机构的合规展业提出了更高要求。因为合同一旦被认定为无效,其不利后果将直接会给银行业金融机构带来重大风险隐患甚至实际损失,而且一旦演化成系统性风险还将危及国家金融安全。本文以银行业金融机构合规展业为视角,分别从金融监管部门、人民法院、银行业金融机构等内外部不同角度,分析了金融监管规定介入金融司法审判工作的前提条件,并据此提出了银行业金融机构该如何积极应对金融司法审判监管化趋势的建议。
With the continuous improvement of the country's emphasis on financial security,financial supervision has been comprehensively strengthened,and the financial field has officially entered a new era of strong supervision.The National Court Financial Trial Work Conference held at the beginning of 2023 marks the formal establishment of the trend of financial judicial supervision.Allowing financial regulatory regulations to affect the effectiveness of contracts has completely changed the past history of so-called"non illegal violations",and has also puts forward higher requirements for the compliance and development of banking and financial institutions.Because once a contract is deemed invalid,its adverse consequences will directly bring significant risks and actual losses to banking and financial institutions,and once it evolves into a systemic risk,it may endanger national financial security.This paper will take the compliance development of banking financial institutions as the perspective,and from different internal and external perspectives such as financial regulatory agencies,people's courts,and banking financial institutions,respectively,elaborate on the prerequisites for financial regulatory regulations to intervene in financial judicial trials,as well as how banking financial institutions should actively respond to the trend of financial judicial supervision.
出处
《金融监管研究》
CSSCI
北大核心
2023年第11期41-57,共17页
Financial Regulation Research
关键词
金融监管规定
合同效力
合规展业
Financial Regulation
Contract Effectiveness
Compliance Operation
作者简介
孙远程,浙商银行股份有限公司沈阳分行,联系方式:13609887753@126.com
