摘要
我国公司法第177条规定,国家出资公司应当建立健全内部监督管理和风险控制制度,加强内部合规管理。风险治理的意义不仅在于建立风控机制,更重在健全与加强风险管理。在此过程中,人工智能的辅助作用不可忽视。《欧盟人工智能法》明确了对于高风险人工智能系统的风控要求,在风控机制中引入人工智能系统,并非仅通过全面智能化提升效率,更在于有效利用与健全风控机制、加强内部风险管理。在风控机制中实现人工智能与风控机制的高度一体化离不开技术性支持。通过人工智能的生成机制提高管理效率、改进监督机制,并结合技术与人工的各自优势驱动风控决策,方能达到风控的高度健全化。以规范化进路推动人工智能赋能公司风险治理,必须充分考虑人工智能所带来的新型业态,合理借鉴反身法的部分元素,形成超越形式法和实质法思路的新型规制模式。为此,应当激活任意性规范的接口功能,通过弹性规范实现快速响应,并充分发挥预见性规范的引导作用。
Article 177 of the Company Law of PRC stipulates that state-owned enterprises should establish robust internal supervision,management and risk control systems,and enhance internal compliance management.The significance of risk governance lies not only in setting up risk control mechanisms,but also in ensuring the effectiveness and reinforcement of risk management.In this context,the complementary role of artificial intelligence(Al)is crucial.The EU Artificial Intelligence Act outlines risk control requirements for high-risk AI systems.Integrating AI systems into risk control mechanism aims to enhance efficiency and optimize risk control mechanism through advanced intelligence,thereby enhancing internal risk management.A high degree of integration of AI and risk control mechanisms cannot be achieved without technical support.Leveraging AI to enhance management efficiency,improve monitoring mechanism,and synthesize technological and human capabilities can drive informed risk control decision-making,leading to a robust risk control framework.In order to promote AI-empowered corporate risk governance through a normative approach,it is essential to consider the unique attributes of AI,incorporate elements of reflexive laws thoughtfully,and develop a regulatory model that transcends the traditional concepts of formal and substantive law.Activating the interface function of supplementary norms,achieving rapid response through flexible norms,and leveraging anticipatory norms for guidance are crucial steps in this process.
出处
《比较法研究》
CSSCI
北大核心
2024年第6期163-175,共13页
Journal of Comparative Law
基金
国家社会科学基金后期资助项目“新营商环境评估体系下破产债权人利益冲突解决的中国方案”(项目编号:23FFXB039)的阶段性研究成果。
关键词
人工智能
智能风控
可信性
信义义务
弹性规范
artificial intelligence
intelligent risk control
trustworthiness
fiduciary duties
flexible norms
作者简介
陈景善,中国政法大学民商经济法学院教授,法学博士。
