摘要
选取2011—2021年中国282个地级及以上城市面板数据,实证检验数字普惠金融对共同富裕的影响,以及产业结构升级在其中的作用机制。研究结果表明:数字普惠金融有助于推动共同富裕,且这一结论在历经稳健性检验后依然成立;产业结构升级在数字普惠金融促进共同富裕过程中发挥中介作用;数字普惠金融和产业结构升级对共同富裕的促进作用存在正向空间溢出效应;数字普惠金融和产业结构升级对共同富裕的影响具有区域异质性。研究结论有助于深入理解数字普惠金融的社会经济效应,可为早日实现共同富裕提供有益参考。
Select the panel data of 282 cities at prefecture level and above in China from 2011 to 2021,this paper empirically tests the impact of digital financial inclusion on common prosperity and the mechanism of industrial structure upgrading.The results show that digital financial inclusion is conducive to promoting common prosperity,and this conclusion is still valid after the robustness test.The upgrading of industrial structure plays an intermediary role in the process of digital financial inclusion promoting common prosperity.The promotion of digital financial inclusion and industrial structure upgrading on common prosperity has a positive spatial spillover effect.The impact of digital financial inclusion and industrial structure upgrading on common prosperity has regional heterogeneity.The research conclusions are helpful to further show the economic and social effects of digital financial inclusion,and can provide useful practical enlightenment for the early realization of common prosperity.
作者
张芳
蔡甜甜
ZHANG Fang;CAI Tian-tian(School of Economics and Management,Dalian Ocean University,Dalian Liaoning 116023,China)
出处
《技术经济与管理研究》
北大核心
2024年第1期109-114,共6页
Journal of Technical Economics & Management
基金
辽宁省教育厅基金项目(JW202001)
国家留学基金委资助项目(202008210356)。
关键词
数字普惠金融
产业结构升级
区域异质性
共同富裕
Digital financial inclusion
Upgrading of industrial structure
Regional heterogeneity
Common prosperity
作者简介
张芳,博士,大连海洋大学经济管理学院教授,研究方向:普惠金融;通讯作者:蔡甜甜,博士,大连海洋大学经济管理学院,研究方向:经济与金融。
