摘要
本文从经济提质增效和经济发展理念两个维度构建经济高质量发展评价指标体系,采用纵横向拉开档次法测算2011-2017年中国30个省经济高质量发展指数及其分维度经济提质增效指数和经济发展理念指数,运用面板固定效应模型实证检验数字普惠金融对经济高质量发展的影响。研究结果表明数字普惠金融显著促进我国的经济高质量发展,使用工具变量处理内生性问题以及一系列稳健性检验后结论仍然成立;数字普惠金融对经济高质量发展的两大分维度指数均有促进作用。传导渠道分析表明数字普惠金融通过提高农村人力资本促进经济高质量及其分维度指数的发展;数字接入沟和使用沟具有抑制型调节效应,数字能力沟则具有强化型调节效应,并且数字普惠金融对经济高质量发展及其分维度指数的影响具有地区异质性、结构异质性。此外,数字普惠金融的覆盖广度和使用深度对经济高质量发展及其分维度指数均有显著正向作用;而数字化支持程度对其具有显著负向作用。
This paper constructs a high-quality economic development evaluation index system from the two dimensions of economic quality and efficiency and the concept of economic development,and uses the vertical and horizontal extension method to measure the economic high-quality development index of China’s 30 provinces from 2011 to 2017 and their sub-dimensions of the economic quality and efficiency index and the economic development concept index,after using the panel fixed effect model to empirically test the impact of digital financial inclusion on the high-quality economic development.The study found that digital financial inclusion has significantly promoted my country’s high-quality economic development,and the conclusions are still valid after using instrumental variables to deal with endogenous problems and a series of robustness tests;in addition,digital financial inclusion has two sub-dimensions indexes for high-quality economic development have a promoting effect.The analysis of transmission channels shows that digital financial inclusion promotes the development of high economic quality and its sub-dimension indexes by improving rural human capital;digital access gap and usage gap have a restraining moderating effect,and the digital capability gap has an enhanced moderating effect.The impact of inclusive finance on the high-quality economic development and its sub-dimension indexes have regional heterogeneity and structural heterogeneity.In addition,the coverage and depth of digital financial inclusion have a significant positive effect on the high-quality economic development and its sub-dimension indexes;the degree of digital support has a significant negative effect on it.
作者
马黄龙
屈小娥
Ma Huanglong;Qu Xiao-e
出处
《经济问题探索》
CSSCI
北大核心
2021年第10期173-190,共18页
Inquiry Into Economic Issues
基金
教育部哲学社会科学研究重大课题攻关项目《人民币国际化推进策略研究》(18JZD035),项目负责人:王晓芳
陕西省数字经济高质量发展路径及策略研究(2020KRM050),项目负责人:屈小娥。
关键词
数字普惠金融
经济高质量发展
农村人力资本
数字鸿沟
异质性
Digital financial inclusion
High-quality economic development
Rural human capital
Digital divide
Heterogeneity
作者简介
马黄龙(1992-),男,甘肃甘谷人,西安交通大学经济与金融学院博士研究生,研究方向:经济统计与可持续发展;屈小娥(1964-),女,陕西西安人,西安交通大学经济与金融学院副教授、博士生导师,研究方向:区域可持续发展。
