摘要
非法第四方支付平台包括"跑分"平台、支付账户、电子商铺、话费充值4种常见模式,其危害国家经济金融安全,侵害公民个人信息安全,催生网络黑灰产业链.非法第四方支付平台案件主要涉嫌非法经营罪、帮助信息网络犯罪活动罪和洗钱罪.针对于此,应完善第四方支付行业监督管理体系,尤其是对其相关的数据治理,全链条打击相关违法犯罪行为,加强对公民个人信息等数据的保护,加强财产刑适用,开展宣传教育,畅通举报渠道.
Illegal fourth-party payment platforms include four common modes:"Run Points"platform,payment account,e-shops,and prepaid recharge,which endanger the security of the national economic finance,infringe on the security of citizens'personal information,and give birth to the underground economy chain on the Internet.The cases of Illegal fourth-party payment platform are mainly suspected of the crime of illegal business operations,the crime of assisting information network criminal activities and money laundering crime.In response to this,it is necessary to improve the supervision and management system of fourth-party payment industry especially its related data governance,fight the related illegal and criminal acts through the Whole-Chain,strengthen the protection of citizens'personal information and other data,strengthen the application of property penalties,carry out publicity and education,and unblock reporting channels.
作者
牛超群
Niu Chaoqun(People's Public Security University of China,Beijing 100038)
出处
《网络空间安全》
2021年第3期27-32,共6页
Cyberspace Security
关键词
第四方支付
网络犯罪
非法资金结算
数据治理
个人信息
fourth-party payment
cybercrime
settlement of illicit funds
data governance
personal information
作者简介
牛超群(1997-),男,汉族,山东菏泽人,中国刑事警察学院,本科,中国人民公安大学,在读硕士,主要研究方向和关注领域:侦查学、信息安全。
