摘要
实现绿色金融与普惠金融融合发展是经济低碳转型的必然要求,金融数字化是二者融合的关键。本文基于2011—2021年中国省域面板数据,利用耦合协调度、相对发展度、收敛系数等方法探讨了绿色金融与数字普惠金融融合发展的区域特征、动态演变趋势及动力因素。研究发现,2011—2021年二者融合发展程度整体上呈上升趋势,但水平总体较低;在空间格局上,呈现明显的“东高西低”“极化均衡”特征;但是,区域差异也正逐渐缩小,呈现出明显的地区收敛性。进一步分析表明,传统金融发展水平、信息化程度及地方政府支持对二者融合发展程度有显著影响,但也存在地区异质性。
Realizing the integrated development of green finance and inclusive finance is the inevitable requirement of low-carbon economic transformation,and financial digitalization is the key to the integration of the two.Based on the provincial panel data of China from 2011 to 2021,this paper discusses the regional characteristics,dynamic evolution trend and dynamic factors of the integrated development of green finance and digital inclusive finance by using the methods of coupling coordination degree,relative development degree and convergence coefficient.The study finds that:from 2011 to 2021,the integration of the two shows an upward trend,but the overall level is low;In terms of spatial pattern,it shows obvious characteristics of“high in the East and low in the west”and“polarization equilibrium”;However,regional differences are also gradually narrowing,showing obvious regional convergence.Further analysis shows that the level of traditional financial development,the degree of informatization and local government support,have a significant impact on the degree of integration of the two,but there is regional heterogeneity.
作者
罗兴
海焱茹
何奇龙
Luo Xing;Hai Yanru;He Qilong
出处
《开发性金融研究》
2024年第4期25-36,共12页
Development Finance Research
基金
国家社会科学基金青年项目“场景嵌入导向的农村数字普惠金融创新研究”(21CJY003)
关键词
数字普惠金融
绿色金融
融合发展
耦合协调度
收敛系数
Digital Inclusive Finance
Green Finance
Integrated Development
Coupling Coordination Degree
Convergence Coefficient
作者简介
罗兴,郑州大学商学院副教授,硕士生导师,管理学博士;海焱茹,郑州大学商学院,金融学硕士;通讯作者:何奇龙,郑州大学商学院副教授,硕士生导师,管理学博士。
