摘要
中国银行业改革持续深化,不同类型银行的业务限制和地域限制逐步取消,银行间竞争日益激烈,重新调整网点布局已成为各家银行应对措施之一。重点关注2007—2016年中国银行业基层网点的空间演化路径,在借鉴演化经济地理研究中产业关联思想的基础上,提出地方产业基础的金融关联度和区域间投资的金融关联度两个重要变量,以此构建解释框架。考虑到中国银行业渐进式的改革历程,按银行所有制及银行规模分组进行比较分析。研究发现:①地方银行市场竞争越激烈会显著提升产业基础、投资流向的金融关联度在银行网点布局决策中的重要性,银行网点会向金融关联度高的地区集聚;②各影响因素的作用机制随地方银行市场环境和银行成长过程发生变化,表现出阶段性特征;③银行的个体异质性也是影响银行网点空间演化路径的因素之一。
Under the background that the market-oriented reform of China’s banking industry,business restrictions and geographical restrictions of some banks are gradually lifted, and competition among banks is becoming increasingly fierce, re-adjusting the spatial distribution of bank sub-branches has become one of the essential ways of development. This paper focuses on the spatial evolution path of sub-branches in China’s banking industry from 2007 to 2016.By referring to the industrial association thought in evolutionary economic geography, this paper puts forward two important variables to construct an interpretative framework, namely the financial relationship of local industry and the financial relationship of inter-regional investment flows. Considering gradual reform of China’s banking industry, this paper also makes a comparative analysis according to the ownership and assets of banks. It is found that local financial relationship of industrial structure and investment flows can attract bank branches significantly, which will increase with banking market competition. The mechanism of factors can change with the banking market environment and the growth process of banks,showing the characteristics of stages. Finally, the individual heterogeneity can also influence the evolution path of bank sub-branches.
作者
姚晓明
朱晟君
YAO Xiaoming;ZHU Shengjun(Chinses Academy of Macroeconomic Research,Institute of Economic Research,Beijing 100038,China;College of Urban and Environmental Sciences,Peking University,Beijing 100871,China)
出处
《地理研究》
CSSCI
CSCD
北大核心
2020年第2期384-398,共15页
Geographical Research
基金
国家自然科学基金项目(41971154,41701115).
作者简介
姚晓明(1986-),男,辽宁沈阳人,博士,研究方向为城市与区域经济、金融经济地理。E-mail:yaoxm8042@163.com;通讯作者:朱晟君(1984-),男,安徽淮北人,博士,研究员,研究方向为经济地理、全球化与区域发展。E-mail:zhus@pku.edu.cn
