摘要
老龄金融产业是老龄社会的产物,是老龄社会下的新金融。当前,支持老龄金融产业发展的政策不断出台,老龄金融产业的市场规模不断扩大,产品种类不断丰富,监管不断加强;但也存在很多制约因素,如国民收入较低,老龄金融素质不高,老龄金融产品不足,等等。对此,需进一步提高居民收入,增强广大国民的老龄金融素质,开发老龄金融产品,制定老龄金融产业统计指标体系,加强老龄金融发展监测,等等。
The aging finance industry is a product of the aging society,and it is a new finance.Currently,policies which support the development of the aging finance industry are being promulgated;the market size of the industry is continuously expanding;the product variety is constantly being enriched;and regulation of the industry is being strengthened.In the meanwhile,restrictive factors like low national income,poor quality of aging finance and insufficient variety of financial products still exist.In this regard,it is necessary to further increase people’s income,improve aging finance quality of the general public,and develop more products.We should also fomulate a statistical indicator system and enhance monitoring of the industry,etc.
作者
杨晓奇
邱庆华
YANG Xiaoqi;QIU Qinghua(China Research Center on Aging,Beijing 100054,China;China Citic Bank,Beijing 100000,China)
出处
《老龄科学研究》
2020年第8期22-32,共11页
Scientific Research on Aging
基金
科技部主动健康和老龄化科技应对重点专项“医养结合服务模式与规范的应用示范”子课题“多主体融合式智慧医养结合服务模式构建与推广”(2020YFC2006102)的阶段性成果
关键词
老龄金融
老龄金融产业
老龄社会
aging finance
the aging finance industry
aging society
作者简介
杨晓奇(1976—),甘肃庆阳人,中国老龄科学研究中心副研究员,经济学博士,研究方向为老龄经济、老龄产业;邱庆华(1975—),江西九江人,中信银行总行资深业务专家,研究方向为电子银行、信息科技。
