摘要
《民法典》担保制度明确指引了金融行业的实务操作,使金融活动有法可循,对金融业经营管理和风险管理等层面影响深刻。本文结合新法修订的相关内容,研究了《民法典》和《民法典司法解释》担保制度相较《民法总则》、《担保法》等规范性文件的相关条文变化,简要分析《民法典》担保制度对今后金融业务的影响,并给出了对策建议。
The guarantee system of the Civil Code clearly guides the practical operation of the financial industry,which is conducive to the existence of laws for financial activities and has a profound impact on the operation and management of the financial industry and risk management.Combined with the relevant contents of the new legal revision,this paper studies the changes in the guarantee system of the Civil Code and the Judicial Interpretation of the Civil Code compared with the relevant provisions of normative documents such as the General Provisions of the Civil Law and the Guarantee Law,briefly analyzes the impact of the guarantee system of the Civil Code on future financial business,and gives countermeasures and suggestions.
作者
王辛
WANG Xin(China Development Bank Shaanxi Branch,Shannxi Xi’an 710075)
出处
《西部金融》
2022年第7期62-67,共6页
West China Finance
关键词
《民法典》
担保制度
金融法
Civil Code
guarantee system
financial law
作者简介
王辛(1992-),男,汉族,陕西西安人,硕士,现供职于国家开发银行陕西省分行。
