城镇化进程中农民工家庭消费储蓄行为决策机制——基于城市归属感视角的研究被引量：4

Decision-making Mechanism of Migrant Worker Households’ Consumption and Saving Behavior in the Process of Urbanization——From the Perspective of Urban Belonging

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摘要基于2015年《中国社会状况综合调查》的微观数据,从城市归属感视角切入,聚焦城镇化进程中农民工家庭消费与储蓄行为的决策机制。研究发现,提升农民工城市归属感可增加其家庭消费支出并降低其家庭储蓄规模,但农民工家庭的消费储蓄决策却存在明显性别、年龄和教育程度差异性。进一步的机制研究发现,消费不确定性会与城市归属感形成显著的交互作用,并对进城农民工家庭储蓄决策产生显著影响。因此,在城镇化推进过程中,通过提高农民工城市归属感释放消费潜力的思路,应该充分降低其所面临的不确定性。 Based on the micro data of Chinese Social Survey in 2015,this study starts from the perspective of urban belonging and focuses on the decision-making mechanism of migrant worker households’consumption and saving behavior in the process of urbanization.The research finds that improving the sense of belonging of migrant workers in cities can increase their household consumption expenditures while reducing savings,but there are significant differences in the decision-making of consumption and savings among migrant workers in term of gender,age and education.Furthermore,the mechanism research finds that consumption uncertainty could significantly interact with sense of belonging and play an important role in household savings decisions.Therefore,this uncertainty should be greatly reduced in order to release the consumption potential of migrant workers in cities through the improvement of their sense of belonging in the process of urbanization.

作者李瑞琴肖忠意 LI Rui-qin;XIAO Zhong-yi(School of Economics,Southwest University of Political Science and Law,Chongqing 401120,China)

机构地区西南政法大学经济学院

出处《经济经纬》 CSSCI 北大核心 2019年第4期16-23,共8页 Economic Survey

基金教育部人文社会科学研究青年基金(15YJC790117,15YJC790121,16XJC790004) 国家自然科学基金青年项目(71603220,41601178) 重庆市哲学社会科学规划项目(2018YBJJ026,2017QNJY28) 第61批中国博士后科学基金面上项目(2017M612898) 重庆市博士后科研项目特别资助(Xm2017056) 西南政法大学资助项目(2017XZQN-13)

关键词农民工城市归属感消费储蓄不确定性 Migrant Worker Urban Belonging Consumption Saving Uncertainty

分类号 F299.21 [经济管理—国民经济] F323.6 [经济管理—产业经济]

作者简介李瑞琴(1986—),女,山西吕梁人,博士(后),讲师,主要从事农户经济、劳动经济与发展经济研究;通讯作者:肖忠意(1983—),男,重庆人,博士(后),副教授,主要从事家庭金融、金融市场参与研究。