摘要
金融作为现代经济的核心,能够有效促进农村产业发展。近年来,重庆农业生产能力不断增强、生产条件明显改善,新产业新业态蓬勃发展。但是金融在支持农村产业发展过程中仍然存在金融产品形式单一、信用体系不健全等问题,无法完全满足农村产业发展的资金需求,制约重庆农村产业的高质量发展。本文结合重庆金融支持农村产业发展的现状、实践模式与现实困境,从聚焦优势特色产业、优化农产品加工产业结构、推进科技赋能农村金融和健全农村信用体系四个方面提出重庆金融支持农村产业发展的路径优化策略,以期为金融支持农村产业发展提供一定的参考。
As the core of modern economy,finance can effectively promote the development of rural industries.In recent years,Chongqing’s agricultural production capacity has continuously increased,production conditions have significantly improved,and new industries and new forms of business have flourished.However,in the process of supporting the development of agricultural industries,finance still has problems such as a single form of financial products and an imperfect credit system,which cannot fully meet the funding needs of rural industrial development,restricting the development of rural industries in Chongqing.Based on the current situation,practical models,and practical dilemmas of Chongqing's financial support for rural industry development,this article proposes path optimization strategies for Chongqing's financial support for rural industry development from four aspects:focusing on advantageous and characteristic industries,optimizing the industrial structure of product processing,enabling rural finance through science and technology,and improving the rural credit system,with a view to providing some reference for financial support for rural industry development.
作者
云梦丽
YUN Meng-li(Research Center for Economy of Upper Reaches of the Yangtse River Chongging Technology and Business University)
出处
《当代金融研究》
2023年第3期87-95,共9页
Journal of Contemporary Financial Research
基金
国家社会科学基金重点项目“城乡融合发展视角下农村金融服务乡村振兴战略研究”(19AJY016)
重庆市教委人文社科项目“新发展格局下重庆打造内陆高质量外资集聚地的路径研究”(22SKGH225)
重庆工商大学科研平台开放项目“成渝地区双城经济圈打造内陆高质量外资集聚地的创新机制及推进策略研究”(KFJJ2022003)。
关键词
金融支持
农村产业发展
模式
路径
Financial Support
Rural industrial development
Model
Path
作者简介
云梦丽,硕士,重庆工商大学长江上游经济研究中心,研究方向:农村金融。
