摘要
近年来,我国经济持续发展,互联网技术日益先进,但中小企业融资困难的问题仍然没有得到完全解决。我国商业银行为了缓解中小企业融资困难的问题,积极推出各类供应链金融产品。基于此,文中选取中信银行、平安银行和工商银行为研究对象,比较分析商业银行供应链金融融资模式,以供中小企业了解并且选择适合的供应链金融服务。
In recent years,our country s economy has continued to develop and Internet technology has become increasingly advanced,but the problem of financing difficulties for small and medium-sized enterprises has not been completely solved.In order to alleviate the financing difficulties of small and medium-sized enterprises,our country s commercial banks have actively launched various supply chain finance products.Based on this,the paper selects China CITIC Bank,Ping An Bank and Industrial and Commercial Bank of China as the research objects,and comparatively analyzes financing modes of supply chain finance of commercial banks,so that SMEs can understand and choose suitable supply chain finance services.
作者
许婧妍
XU Jing-yan(School of Business,Nanjing Audit University,Nanjing 211815,China)
出处
《物流工程与管理》
2022年第7期140-143,共4页
Logistics Engineering and Management
基金
国家自然科学基金(71971129)
教育部人文社会科学基金资助项目(18YJA630026)。
关键词
供应链金融
商业银行
融资模式
风险分析
supply chain finance
commercial bank
financing mode
risk analysis
作者简介
许婧妍(1998—),女,江苏兴化人,南京审计大学商学院,硕士研究生,研究方向:闭环供应链。
