金融机构承担环境责任的内在逻辑与实施路径被引量：1

Internal Logic and Implementing Path of Financial Institutions Fulfilling Environmental Responsibility

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摘要金融机构通过配置金融资源影响实体经济,进而对环境造成一定的影响,也正是基于此,金融机构需要承担一定的环境责任。履行环境责任是金融机构履行社会责任的重要内容,但我国金融机构面临着环境保护的公益性与金融业盈利性之间的矛盾、政策法规过于抽象性和缺乏操作性之间的矛盾、金融机构与社会融资主体之间信息不对称之间的矛盾,导致我国金融机构履行环境责任不足。金融机构履行环境责任不足的根本原因在于,我国金融机构缺乏相应的激励机制,缺乏履行环境责任专门性的法律法规,环境信息共享机制沟通不畅。要提升金融机构履行环境责任的积极性,必须建立健全金融机构履行环境责任的激励机制、推动金融机构环境责任立法、完善环境责任信息公开的体制机制。 Financial institutions affect the real economy through the allocation of financial resources,which in turn has a certain impact on the environment,and financial institutions need to fulfill certain environmental responsibility precisely because of this. Therefore,fulfilling environmental responsibility is an important content for financial institutions to fulfill their social responsibility. However,China’s financial institutions are facing with the contradiction between the public welfare of environmental protection and profitability of the financial industry,the contradiction between the excessive abstraction of policies & regulations and the lack of operability,and the contradiction between the information asymmetry between financial institutions and social financing entities,which have led to inadequate environmental responsibility for financial institutions in China. The fundamental causes of the environmental responsibility performance of financial institutions are as follows: the lack of incentives leading to insufficient environmental responsibilities of financial institutions,the lack of special laws and regulations for financial institutions to perform environmental responsibilities in China,and the failure of the environmental information communication and sharing mechanism leading to insufficient performance of environmental responsibilities by Chinese financial institutions. Therefore,to enhance the enthusiasm of financial institutions fulfilling environmental responsibilities,it is necessary to establish a sound incentive mechanism for financial institutions to fulfill their environmental responsibility,promote the legislation of environmental responsibility of financial institutions,and improve the institutional mechanisms for the disclosure of environmental responsibility information.

作者余利丰邓宣凯 YU Li-feng;DENG Xuan-kai(Institute of Wuhan Studies,Jianghan University,Wuhan,Hubei 430056)

机构地区江汉大学武汉研究院

出处《商学研究》 2020年第3期97-104,共8页 Commercial Science Research

基金湖北省社会科学基金项目“我国二氧化碳排放差异和公平的减排目标分配”(项目编号:2019113) 江汉大学武汉研究院开放性课题一般项目“武汉市经济高质量发展的对策研究”(项目编号:IWHS20192056)。

关键词金融机构环境责任现实困境内在成因实施路径 financial institutions environmental responsibility realistic dilemma intrinsic cause implementing path

分类号 F832 [经济管理—金融学] F830 [经济管理—金融学]

作者简介余利丰(1978-),男,湖北黄冈人,江汉大学武汉研究院副研究员,汉江大学武汉研究院博士,主要研究方向:绿色金融、环境规制;邓宣凯(1983-),男,湖北孝感人,江汉大学武汉研究院博士,主要研究方向:碳排放。