摘要
近年来,民间借贷领域中的纠纷呈井喷式增长,除民商事案件外,高利贷和套路贷的犯罪行为更是被民众和司法实务部门广泛关注。2018年,全国开展扫黑除恶专项斗争后,相关文件《关于办理非法放贷刑事案件若干问题的意见》《关于办理套路贷刑事案件若干问题的意见》的颁布标志着对高利贷和套路贷刑事规制的官方标准出台。综观对高利贷和套路贷的刑事规制过程,可发现我国对民间借贷的社会控制逻辑是:允许民间借贷行为存在,但坚决惩治以非法手段放贷收贷,并在司法实践中逐步完善对民间金融犯罪的刑事规制。特别是自2018年扫黑除恶专项斗争开展以来,实务部门将以非法手段放贷收贷与黑恶势力联系起来,并制定有关高利贷和套路贷行为的司法解释,同时,高利贷和套路贷的刑事规制又反过来形塑着公安机关介入民间借贷领域的司法实践。
In recent years,disputes in the field of private lending have been growing in spurts,and in addition to civil and commercial cases,the crimes of usury and Trap Loan have attracted widespread attention from the public and judicial practice departments.In 2018,after the national special battle against gang crimes,the promulgation of"Opinions on Several Issues Concerning Handling Illegal Lending Criminal Cases"and"Opinions on Several Issues Concerning the Handling of Trap Loan Criminal Cases"respectively marked the criminalization of usury and the criminal regulation of trap loan.Looking at the process of criminal regulation of usury and trap loan,the logic of China’s social control of private lending is that it allows the existence of private lending behavior,but firmly punishes lending and collecting loans by illegal means,and improves the criminal regulation of private financial crimes step by step in judicial practice.Especially since the special battle against gang crimes in 2018,the practical departments have linked lending and collecting loans by illegal means with gang crimes and contributed to the laws and regulations regulating usury and trap loan,while the criminal regulation of usury and trap loan has in turn shaped the judicial practice of public security organs’intervention in the field of private lending.
作者
邱格屏
梁涛
Qiu Geping;Liang Tao
出处
《江西社会科学》
CSSCI
北大核心
2021年第3期149-159,256,共12页
Jiangxi Social Sciences
作者简介
邱格屏,华东政法大学刑事法学院教授、博士生导师。(上海201620);梁涛,北京师范大学刑事法律科学研究院博士后。(北京100875)
