摘要
财险行业高质量发展需要全局发展、平衡发展、合规发展,而风险减量是推动财险行业高质量发展的关键。本文分析了财险行业开展风险减量面临的困境,认为风险减量推动财险行业高质量发展的路径主要体现在重塑财险经营理念、驱动科技深度赋能、推动跨界生态互联、深化监督管理协同、夯实人才队伍建设五个方面。
The high-quality development of the property insurance industry requires holistic development,balanced development,and compliance-driven development,with risk reduction serving as the key catalyst.This paper analyzes the challenges faced by the property insurance sector in implementing risk reduction initiatives,and identifies that the pathways through which risk reduction promotes high-quality industry development are primarily manifested in five dimensions:reshaping operational philosophies in property insurance,driving deep empowerment of technology,fostering cross-sector ecosystem interconnectivity,enhancing regulatory collaboration,and strengthening talent development systems.
作者
刘林霞
程鹏
LIU Linxia;CHENG Peng
出处
《保险职业学院学报》
2025年第1期5-12,共8页
Journal of Insurance Professional College
基金
2024年山东国寿财险“优县工程”基层建设项目阶段性成果。
关键词
高质量发展
风险减量
风险管理
科技赋能
high-quality development
risk reduction
risk management
technology empowerment
作者简介
刘林霞(1991-),女,山东德州人,中国人寿财产保险股份有限公司山东省分公司,中国注册会计师,中级经济师,硕士,研究方向为财产保险客户经营;程鹏(1985-),男,山东济宁人,中国人寿财产保险股份有限公司青岛市分公司,高级工程师,硕士,研究方向为客户服务、风险管理、劳动安全。
