摘要
为补全、完善2006年法国担保法改革,进一步保障交易安全,提高交易效率和法国法的国际竞争力,法国政府于2021年9月15日通过法令的形式对担保法进行了新一轮的改革。立法者广泛借鉴学理和吸收判例经验,对保证制度进行全面调整,进一步整合动产担保类型和完善动产担保登记系统,将不动产特别优先权并入法定抵押权,加强对抵押物受让人的保护,新增债权让与担保和货币让与担保。遗憾的是,立法者并未对记账货币质押等热点问题进行回应。在担保法国际化的背景下,法国担保法改革值得关注,其中加强对自然人保证人的保护、明确实物保证为物保并通过准用条款建立与保证的联系、赋予抵押物受让人先诉抗辩权和主债务人对债权人的抗辩权、融合形式主义与功能主义立法观念等具有启发意义。
To enhance the 2006 security law framework and bolster France's legal competitiveness,the 2021 reform introduced key revisions through a September 15 decree.By incorporating doctrinal insights and judicial precedents,it restructured suretyship rules,streamlined movable security frameworks(including claims/currency assignment mechanisms),merged immovable priority rights into statutory mortgages,and fortified protections for mortgage transferees.While advancing formalism-functionalism synergy and natural suretor safeguards,the reform overlooked emerging issues like book-entry currency pledges.Notable innovations include:redefining physical security as real security with cross-reference clauses,granting mortgage transferees a“benefit of discussion,”and empowering debtors with creditor defense rights-offering valuable lessons for security law internationalization.
出处
《北方法学》
2025年第1期98-112,共15页
Northern Legal Science
关键词
法国担保法
债权让与担保
货币让与担保
功能主义
French security law
assignment of claims as security
assignment of currency as security
functionalism
作者简介
韩京京,福州大学法学院副教授。
