摘要
本文基于中国283个地级市面板数据,重点讨论数字金融与传统金融复杂作用关系对共同富裕的影响。研究发现:(1)数字金融为经济发展提供动力、为成果共享提供支撑,具有共同富裕效应;并且数字金融的共同富裕效应具有长期性与时间累积性,呈现出显著的边际效应递增特征。(2)数字金融更多惠及传统金融发展不足的地区,有效弥补了传统金融的覆盖缺口,是传统金融的有效补充。(3)数字金融缓解了区域金融中心对共同富裕的负面影响,其共同富裕效应在传统金融分布不均的地区更加显著。(4)数字金融与传统金融相辅相成,两者共同发力相互强化金融体系对共同富裕的促进效应。结论启示,数字金融对传统金融的“超越性”强于“依赖性”,二者良性互动关系是实现共同富裕的重要驱动力。
Based on the panel data of 283 prefecture level cities in China,this paper examines the impact of the complex relationship between digital finance and traditional finance on the common prosperity.The results show that:(1)digital finance provides impetus for economic development and support for achievement sharing,with a common prosperity effect.The common prosperity effect of digital finance is long-term and time cumulative,showing a significant increase in marginal effects.(2)Digital finance benefits more areas where traditional finance is underdeveloped,effectively filling the coverage gap of traditional finance,and is an effective supplement to traditional finance.(3)Digital finance has alleviated the negative impact of regional financial centers on the common prosperity,and its common prosperity effect is more significant in areas with uneven distribution of traditional finance.(4)Digital finance and traditional finance complement each other and work together to strengthen the promoting effect of the financial system on the common prosperity.The conclusion suggests that digital finance has a stronger“transcendence”than“dependence”on traditional finance,and their positive interaction is an important driving force for promoting the common prosperity.
作者
武宵旭
任保平
刘艺葳
Wu Xiaoxu;Ren Baoping;Liu Yiwei
出处
《经济问题探索》
CSSCI
北大核心
2023年第11期125-141,共17页
Inquiry Into Economic Issues
基金
陕西省社会科学基金项目“数字金融赋能陕西制造业高质量发展的影响研究”(2021D057),项目负责人:武宵旭
陕西省教育厅科研计划项目“新经济背景下的资源配置机制研究”(21JT039),项目负责人:武宵旭。
关键词
数字金融
共同富裕
传统金融
Digital finance
Common prosperity
Traditional finance
作者简介
武宵旭,女,陕西神木人,西北大学经济管理学院讲师,经济学博士,研究方向:金融资源配置与经济高质量发展;任保平,男,陕西凤县人,南京大学数字经济与管理学院教授、博士生导师,研究方向:数字经济、高质量发展;刘艺葳,女,山东淄博人,中央财经大学财经研究院硕士研究生,研究方向:区域经济、绿色金融。
