摘要
本文探讨了父母对子女教育重视程度对中国家庭储蓄率的影响,力图揭示中国家庭长期以来的高储蓄率之谜。首先,验证了父母对子女教育重视程度和家庭储蓄率之间存在着正向关系,并对其稳健性与异质性进行了分析。其次,检验了家庭教育重视程度对家庭储蓄率的影响机制,即对教育重视程度越高的家庭拥有越高的教育支出,并对家庭非教育支出产生挤出效应,最终导致家庭储蓄率上升。最后,研究提出了降低家庭储蓄率、促进居民消费的政策建议。
This article discusses the impact of parents emphasis on their children s education on the savings rate of Chinese households in order to reveal the mystery of China s long-standing high savings rate.First,we found the positive relationship between parents emphasis on children s education and family savings rate,and analyzed its robustness and heterogeneity.Secondly,we examined the mechanism by which the degree of emphasis on family education affects the household savings rate,that is,households with higher levels of emphasis on education have higher education expenditures and it has a crowding out effect on non education expenditures,ultimately leading to an increase in household savings rate.Finally,we put forward suggestions to reduce household savings rates and promote household consumption.
作者
刘根荣
李茜
Genrong Liu;Qian Li(School of Ecnomics,Xiamen University)
出处
《教育与经济》
CSSCI
北大核心
2023年第4期54-63,共10页
Education & Economy
关键词
教育期望
教育参与
家庭储蓄率
parents educational expectations
parental involvement
family savings rate
作者简介
刘根荣,厦门大学经济学院,副教授,博士;李茜,厦门大学经济学院,硕士。
