摘要
本文选取北京大学发布的2011—2019年广东省各市的数字普惠金融指数,使用Dagum基尼系数探究广东省区域数字普惠金融的地区差异,并用σ收敛和β收敛方法对其收敛性进行了实证检验。研究发现:广东省的数字普惠金融水平存在空间非均衡状态,珠三角地区最高,其余地区相对落后;整个广东省及珠三角、粤东、粤西和粤北地区的数字普惠金融水平差距呈现下降的趋势;收敛性分析表明数字普惠金融的发展不仅符合σ收敛特征,而且具有绝对β收敛和条件β收敛的特征,并存在同群效应。
This paper selects the digital financial inclusion index of Guangdong Province from 2011 to 2019 released by Peking University,uses the Dagum Gini coefficient to explore the regional differences of digital financial inclusion in Guangdong Province,and usesσconvergence andβconvergence methods to analyze its convergence.empirical test.The study found that:the level of digital financial inclusion in Guangdong Province is in a spatial non-equilibrium state,the Pearl River Delta region is the highest,and the rest of the region is relatively backward;the level of digital financial inclusion in the entire Guangdong Province and the Pearl River Delta,eastern Guangdong,western Guangdong and northern Guangdong is different.It shows a downward trend;the convergence analysis shows that the development of digital financial inclusion not only conforms to theσconvergence characteristics,but also has the characteristics of absoluteβconvergence and conditionalβconvergence,and there is a cohort effect.
作者
罗帅
赵庆团
LUO Shuai;ZHAO Qingtuan(School of Economics,Guangdongg Ocean University,Zhanjiang Guangdong,524000)
出处
《西部金融》
2022年第10期68-78,共11页
West China Finance
关键词
数字普惠金融
地区差异
Dagum基尼系数
收敛性
同群效应
digital financial inclusion
regional differences
Dagum Gini coefficient
convergence
cohort effect
作者简介
罗帅(1983-),男,湖南常德人,博士,硕士研究生导师,现供职于广东海洋大学经济学院;赵庆团(1996-),男,河南新乡人,硕士研究生,现就读于广东海洋大学经济学院。
