摘要
对公账户因具备限额高难监控、易获取被害人信任等特点而易被犯罪分子利用。当前,利用对公账户犯罪已经成为一种隐蔽性强、犯罪链条组织化产业化、跨境犯罪多发、手段不断升级的新形式犯罪,存在犯罪分子反侦查能力强、跨境抓捕取证难度大、银行存在管理漏洞和警银协作机制不完善等侦防困境。为解决此类案件的侦防难题,提升打击、防范此类犯罪的效率,应从串并案件、加强国际警务协作、完善警银协作机制、建立科学预警机制和加强舆论宣传等方面寻找斩断犯罪产业链条的思路,以求通过多元化方案建立利用对公账户犯罪的打击防控长效机制。
Public accounts are easy to be used by criminals due to the characteristics of high limit,difficult to monitor and easy to obtain the trust of victims.Currently,The crime of using business accounts has gradually become a new crime pattern with strong concealment,organized industrialization,increasing transboundary crimes and upgrading means,there are some difficulties on detection and prevention of this crime,such as counter-detection behaviors,transboundary arresting and obtaining evidence,management loophole of banks and imperfect cooperation mechanism between police and banks.In order to solve the investigation problems of such cases,effectively fight against and prevent the crime of using business accounts,measures should be taken to cut off the industrial chain and safeguard personal property by citizen,such as stringing series of cases,strengthening international police cooperation,improving the police-bank cooperation mechanism and establishing a scientific early-warning mechanism.Strive to establish a long-term mechanism for combating,preventing and controlling crimes through diversified programs.
作者
张郁
杨戈
Zhang Yu;Yang Ge(Gansu University of Political Science and Law,Lanzhou 730070,China)
出处
《湖北警官学院学报》
2021年第6期27-33,共7页
Journal of Hubei University of Police
基金
国家社会科学基金西部项目“P2P网络借贷中经济犯罪治理模式研究”(16XFX007)。
关键词
对公账户
电信网络诈骗
洗钱
犯罪预防
Business Account
Telecommunication Fraud
Money Laundering
Grime Prevention
作者简介
张郁,甘肃政法大学司法警察学院副教授,硕士生导师;杨戈,甘肃政法大学司法警察学院法律硕士研究生。
