摘要
目前我国人口老龄化程度不断加深,人口高龄化现象突出,养老保险基金收支状况不容乐观,对我国养老保险基金支付能力是一个重大考验。养老保险基金作为老百姓的保命钱,其风险控制尤为重要。因此文章在人口老龄化背景下,分析影响我国养老保险基金风险的主要指标因素,并对其采取防控措施,从而降低未来我国养老保险基金支付的风险。
The population aging in our country keeps deepening and the phenomenon of population aging is prominent.The state of income and expenditure of the pension insurance fund is not optimistic which poses a major challenge for the ability to pay the pension fund.Pension funds,as the life-saving money,makes it particularly important for the risk control.Therefore,under the background of population aging,the article analyzes the main index factors that affect the risk of China’s pension insurance fund,and puts forward measures to prevent and control the risk so as to reduce the risk of future pension fund in China.
作者
李红艳
皇甫慧慧
Li Hongyan;Huangfu Huihui(College of Management,Shanghai University of Engineering Science,Shanghai 201620,China)
出处
《江苏科技信息》
2018年第1期75-77,共3页
Jiangsu Science and Technology Information
基金
教育部人文社会科学研究青年项目
项目编号:16YJCZH043
上海市科委软科学项目
项目编号:17692109200
关键词
养老保险基金
收支平衡
风险分析
endowment insurance fund
balance of payments
risk analysis
作者简介
李红艳(1979—),女,河北保定人,副教授,博士;研究方向:社会保障风险管理。
