摘要
区域金融发展差异会制约区域经济协调发展。在我国强调区域经济协调发展的背景下,分析我国区域金融规模的地区差距及变动十分必要。该文基于大陆31个省级地区1998-2012年的数据,将Dagum基尼系数分解方法和扩展的分布动态学模型相结合,对我国金融规模"量"和"质"的发展水平的地区差距及分布动态演变进行研究。研究发现,近年来我国中部地区的金融规模在"量"和"质"上都滞后;不管是在地区差距还是地区极化问题上,金融规模"量"都比"质"重要,因此,需要将重点放在如何调节地区金融机构的信贷需求均衡上;目前我国地区金融规模的非均衡调整速度比较慢,政府需要加大调节力度,特别要重视那些在金融规模"量"上陷入"低水平陷阱"的地区。
Regional differences in financial development is bound to restrict regional economic to be developed harmoniously. In the context of the implementation of coordinated development of regional economy of our country. It is essential to make empirical analysis of regional disparities and the changes of regional financial scale in our country. Based on the data of 31 provincial-level regions from 1998 to 2012. We study the regional disparities and distribution dynamic of financial scale in China from ＂quantity ＂and ＂quality ＂ perspective based on the combined method of Dagum Gini coefficient decomposition and extended distribution dynamics models. The research find that both the＂quantity＂and＂quality＂of financial scale are lags in the central region recently. The problems of＂quantity＂for financial scale are more serious than the＂quality＂whether in regional disparities or in regional polarization. Therefore we should focus on how to adjust the regional capital demands of financial institutions. At present,the adjustment speed of regional financial disequilibrium is slow,so government need to Intensify the regulation efforts,with particular attention to those who fall into the ＂low-level trap＂in the ＂quantity＂of financial scale.
出处
《上海经济研究》
CSSCI
北大核心
2015年第1期19-28,36,共11页
Shanghai Journal of Economics
基金
中南财经政法大学研究生创新教育项目(2014B1901)
关键词
金融规模
地区差距
基尼系数
分布动态
financial scale
regional disparities
Gini coefficient
distribution dynamic
