摘要
为剖析林权抵押贷款的现状与问题,以景谷县197户林农为样本,采用SPSS 17.0描述性统计方法,分析林权抵押贷款认知度、贷款情况和满意度,指出林权抵押贷款存在贷款覆盖率低、信贷约束严重、林权抵押贷款交易成本高和林权抵押贷款与林农融资需求错位的问题,从金融机构、林农、配套改革和农村金融环境提出应对策略。
To analyze the situation and problems related to forest tenure mortgage in Jinggu County,Yunnan Province,197 forest farmers were sampled,and the data were dealt with SPSS 17.0 descriptive statistical method to analyze the situation of forest tenure mortgage,recognition and satisfaction of the forest farmers.It was pointed out that the existing problems related to forest tenure mortgage in Jinggu County included the low coverage rate,serious credit constraints,high transaction costs and the supply of mortgage did not match the demand of the farmers.The corresponding countermeasures as policy reform relevant to the financial institutions,forest farmers and improvement of the financial environment in the rural area were put forward.
出处
《西南林学院学报》
2011年第2期54-57,69,共5页
Journal of Southwest Forestry College
基金
云南省教育厅科学研究基金项目(09Y0299)资助
西南林业大学重点学科林业经济管理项目(XKX200908)资助
关键词
林权抵押贷款
林农
云南景谷
forest tenure mortgage
forest farmers
Jinggu County of Yunnan Province
作者简介
谢彦明（1979-），男，硕士，讲师。研究方向：林业经济。E-mail：xym0829@126．com
