摘要
加入WTO以来,外资保险公司在中国保险市场加速扩张,以保费收入年均超过50%的速度高速增长。在中国这样新兴加转轨市场中以及外资保险公司进入的溢出效应初步实现的背景下,本文分析了外资保险在中国的经营状况和竞争策略,重新审视了外资保险公司进入对中国保险业发展带来的积极效应和新问题,并提出了在开放经济的视角下对外资保险机构的进入与发展应该实施怎样的制度安排。
After entering into WTO, the foreign insurance companies expand rapidly in China, and the premium income of the foreign insurance companies grows at the speed of over 50%. On the background of an emerging and transitional entity like China and spill effect of foreign insurance companies＇ entry presenting gradually, this article analyzes the operational situation and competition strategy of foreign insurance companies, and examines the positive effect and negative effect of foreign insurance companies＇ entry. We conclude the paper with providing some policy measures about how to arrange the system on foreign insurance institution entry and development from the prospective of opening economy.
出处
《区域金融研究》
2009年第5期50-54,共5页
Journal of Regional Financial Research
关键词
外资保险公司
竞争策略
进入效应
政策选择
Foreign Insurance Companies
Competition Strategy
Entry Effects
Policy Selection
作者简介
刘璐（1977-），女，辽宁人，东北财经大学金融学院应用金融研究中心，讲师，博士，研究方向为保险理论。
