摘要
随着2007年WTO过渡期的结束,外资银行将以更快的速度进入我国。外资银行的进入,在促进我国经济快速发展的同时,也带来了不容忽视的金融安全问题。为此,应对外资银行进入的宏微观效应进行评估,并运用理论模型,分析外资进入的替代效应与进入后的监管信息约束效应。面对银行业的全面开放,在我国银行业竞争力相对较弱的现实情况下,为避免外资银行进入对我国银行业造成过度损害,有必要采取相应的保护策略。
With the end of WTO transition period in 2007, the foreign capital bank will enter our country with greater speed. The entry of foreign capital bank promotes the rapid development of our country＇ s economy at the same time it brings the financial security problems which are not allowed to be neglected. Based on the evaluation on the foreign capital bank entry＇s micro effect and macro effect, with the theoretical model this paper analyses the substitution effect of foreign capital＇s entering our domestic bank industry and the supervising and managing information restraint effect after the entry of foreign capital. Facing bank industry＇ s complete opening and under the situation of our bank industry＇s weak competitive power, the author believes it is necessary to properly control the scale and speed of foreign capital＇s entering the domestic bank industry.
出处
《现代财经（天津财经大学学报）》
CSSCI
北大核心
2007年第10期3-6,共4页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
基金
天津市哲学社会科学规划研究项目<经济全球化条件下的我国金融安全问题研究>(项目编号:TJZZ06-2-007)的阶段性成果
关键词
外资银行
进入效应
银行业
信息约柬
Foreign capital bank
Entry effect
Bank industry
Information restraint
作者简介
叶莉（1963-），女，河北工业大学管理学院教授；
陈立文（1964-），男，河北工业大学管理学院教授，博士生导师。
