摘要
实施“健康中国战略”是国家治理的重要组成部分,是将人民的健康问题上升到国家战略的高度,也是我国实现两个一百年目标、实现中华民族伟大复兴的重要保障。鉴于实施健康中国战略的复杂性,论文尝试从商业健康保险的角度,发掘商业健康保险的市场潜力,基于商业健康保险产品投保理赔数据,探析医疗市场和健康管理的问题,如“看病贵”、区域发展不平衡、透支市场需求等问题,探索如何改进商业健康保险的发展模式,为实施“健康中国战略”提出政策建议。
The implementation of the “Health China Strategy” is an important part of national governance, el-evating people’s health issues to the level of national strategy, and an important guarantee for Chi-na to achieve the goal of two hundred years and the great rejuvenation of the whole Chinese nation. In view of the complexity of the implementation of the Health China Strategy, the thesis attempts to explore the market potential of commercial health insurance from the perspective of commercial health insurance. Based on the claims’ data of commercial health insurance products, the paper ex-plores the problems of the medical market and health management, such as “expensive medical care”, unbalanced regional development and overdrawn market demand, explores how to improve the development model of commercial health insurance and makes policy recommendations for the implementation of the “Healthy China Strategy”.
出处
《金融》
2022年第2期160-169,共10页
Finance
