摘要
寻租现象普遍存在于社会经济各个领域,具有非生产性的基本特征,其产生和存在与特定的制度、体制环境相关。在中国经济体制转轨的背景下,国有商业银行正处于商业化、市场化改革的特定发展阶段,这造成了在银行监管领域、银行与政府之间、国有企业与国有银行之间和银行内部普遍存在寻租行为。这些形式各异的寻租行为从多个方面制约着国有商业银行竞争力的提高。本文在对寻租的特性进行界定的基础上,对国有商业银行运营中的寻租行为及其对国有商业银行竞争力的影响机制进行了分析,并建议重点通过制度的完善和创新、引入竞争机制和优化社会环境三个方面对寻租行为加以治理。
Although non-productive, rent-seeking is universal in all spectrums of social and economic life. Its existence depends on specific system and economic environment. During the transition period from planned economy to market economy, China?'s state-owned commercial banks are being commercialized. Such a special stage of development naturally makes rent-seeking a common practice whether in the realm of banking supervision, or between banks and government; or between state-owned enterprises and banks and even among banks. Such activities of various descriptions prevent state-owned commercial banks from being competitive in many ways. This paper tries to define rent-seeking and examine the impact of such activities on the competitiveness of state-owned commercial banks. Finally the paper suggests that rent-seeking be rectified through structural perfection and innovation, introduction of competitive mechanism and optimal social environment.
出处
《金融论坛》
CSSCI
2004年第2期11-15,共5页
Finance Forum
