摘要
我国财产保险业在市场份额逐年增加的同时,也产生了大量的碳排放量。采用2016—2022年财产保险行业数据,利用灰色关联模型对财产保险行业的发展水平与碳排放的影响效应进行评价。研究结果表明:在所选取的财产保险业相关指标体系中,与碳排放总量关联性较强的前三位分别为公司资产、从业人员数、保险深度。基于此,从绿色投资、低碳运营、优化理赔等方面为财产保险业的低碳发展提出对策建议,促进财产保险行业的绿色可持续发展,为实现行业的环境友好型与资源节约型转型贡献力量。
When the market share of China's property insurance industry increases year by year,it has also generated a large amount of carbon emissions.Using data from the property insurance industry from 2016 to 2022,the grey correlation model is used to evaluate the impact of the development level and carbon emissions of the property insurance industry.The research results indicate that among the indicators selected for the property insurance industry,the top three indicators with strong correlation with total carbon emissions are company assets,number of employees,and insurance depth,respectively.Based on this,counter‐measures and suggestions are put forward for the low-carbon development of the property insurance industry from the aspects of green investment,low-carbon operation and optimized claims,so as to promote the green and sustainable development of the property insurance industry and contribute to the realization of the environmental friendly and resource-saving transformation of the industry.
作者
江怡萌
李方媛
赵长利
郑刘源
刘燕
JIANG Yimeng;LI Fangyuan;ZHAO Changli;ZHENG Liuyuan;LIU Yan(School of Automotive Engineering,Shandong Jiaotong University,Jianan 250257,China)
出处
《物流科技》
2025年第10期35-38,共4页
Logistics Sci Tech
关键词
财产保险
灰色关联分析
碳排放量计算
低碳保险
property insurance
grey correlation analysis
carbon emission calculation
low-carbon insurance
作者简介
江怡萌(1999-),女,山东济宁人,山东交通学院汽车工程学院硕士研究生,研究方向:车辆运行安全技术;通信作者:李方媛(1983-),女,内蒙古赤峰人,山东交通学院汽车工程学院,副教授,研究方向:车辆运行安全技术。
