摘要
乡村振兴要走“城乡融合”之路,数字普惠金融已经成为助力城乡融合发展和实现乡村振兴的重要工具。以2011—2020年31个省份的面板数据为基础,从劳动力错配视角研究数字普惠金融对城乡融合的影响。研究表明,数字普惠金融促进城乡融合发展,东部地区的促进作用强于中西部地区;面板门槛效应表明,数字普惠金融对城乡融合发展的促进作用通过单一门槛检验,具有非线性特征,经济发展水平越高,促进作用越强;中介效应检验表明,数字普惠金融通过降低劳动力错配程度实现对城乡融合发展的间接促进作用。因此,相关部门应持续建设数字基础设施,重点建设农村地区数字普惠金融,并推进要素市场化,提高劳动力要素透明度。
Rural revitalization needs to take the path of“urban-rural integration”,and the development of digital inclusive finance has become a significant measure to boost urban-rural integration and achieve rural revitalization.Based on panel data from 31 provinces from 2011 to 2020,this study examines the impact of digital inclusive finance on urban-rural integration from the perspective of labor mismatch.The research indicates that digital inclusive finance promotes urban-rural integration,with a stronger effect in the eastern regions compared to the central and western regions.The panel threshold effect indicates that the promotion effect of digital inclusive finance on urban-rural integration has a non-linear characteristic,with a stronger effect in regions with higher levels of economic development.The mediation effect test shows that digital inclusive finance indirectly promotes urban-rural integration by lowering the degree of labor mismatch.Therefore,relevant departments should continue to build digital infrastructure,focus on building digital inclusive finance in rural areas,promote factor marketization,and improve the transparency of labor factors.
作者
王三兴
王瑞姿
WANG Sanxing;WANG Ruizi
出处
《上海商学院学报》
2024年第3期23-37,共15页
Business Economic Review
基金
安徽省科研编制计划项目“自贸试验区设立能否改善城市环境状况:基于113个城市数据的检验”(2022AH040001)。
关键词
数字普惠金融
城乡融合
劳动力错配
digital inclusive finance
urban-rural integration
labor mismatch
作者简介
王三兴,安徽大学经济学院教授、博士生导师。
