摘要
基于长三角41个地级市2011—2021年的面板数据,采用双向固定效应模型、链式中介效应模型分析了金融科技对绿色经济效率的影响。结果表明:金融科技降低了信息不对称,能够缓解融资约束、促使企业进行技术创新,提升绿色经济效率;金融科技促进了资源的合理配置,促使企业转型升级、优化产业结构,提升绿色经济效率;金融科技对绿色经济效率的影响存在“金融科技—技术创新—优化产业结构”的链式中介效应;金融科技对绿色经济效率的影响具有区域异质性,表现为对安徽、江苏、浙江的促进程度依次递减。据此提出应加强金融科技基础设施建设、探索金融科技对绿色经济效率作用的多维路径,制定适合本地区的发展战略等建议,进一步推动金融科技的发展,提升绿色经济效率。
Based on the panel data of 41 prefecture-level cities in the Yangtze River Delta from 2011 to 2021,the two-way fixed effect model and chain intermediary effect model were used to analyze the impact of financial technology on the efficiency of the green economy.The results show that fintech reduces information asymmetry,alleviates financing constraints,encourages enterprises to carry out technological innovation,and improves the efficiency of the green economy.Fintech promotes the rational allocation of resources,promotes the transformation and upgrading of enterprises,optimizes the industrial structure,and improves the efficiency of the green economy;the impact of financial technology on the efficiency of the green economy has the chain intermediary effect of′financial technology-technological innovation-industrial structure optimization′;the impact of financial technology on the green economy efficiency is regional heterogeneity,manifested in the decreasing degree of promotion to Anhui,Jiangsu and Zhejiang.Accordingly,we should strengthen the construction of fintech infrastructure,explore the multi-dimensional path of fintech′s role in green economic efficiency,and formulate development strategies suitable for the region to promote the development of fintech further to improve the efficiency of the green economy.
作者
沈花瓶
冯庆水
Shen Huaping;Feng Qingshui(School of Economics and Management,Anhui Agricultural University,Hefei Anhui 230036,China)
出处
《西南林业大学学报（社会科学）》
CAS
2024年第2期32-39,共8页
Journal of Southwest Forestry University(Social Sciences)
基金
安徽农业大学“农村金融与保险技术研发”项目(17340007)资助。
关键词
金融科技
绿色经济
效率
中介效应
financial technology
green economy
efficiency
mesomeric effect
作者简介
第一作者:沈花瓶(1996-),女,硕士研究生,主要从事绿色金融研究。Email:3430026800@qq.com;通信作者:冯庆水(1964-),男,副教授,硕士生导师,主要从事农村金融、绿色金融研究。Email:214130606@qq.com。
