摘要
绿色信贷是当今发展绿色经济的重要举措,商业银行实施绿色信贷业务能否提升盈利能力受到广泛关注。从绿色信贷视角出发,对绿色信贷影响商业银行盈利能力的情况进行了理论分析,基于2013—2021年中国商业银行的面板数据进行了相关实证分析和异质性检验。研究发现,开展绿色信贷业务对商业银行的盈利能力呈现正向影响,且该影响对国有商业银行更明显,而对非国有商业银行不明显。
Green credit is an important initiative for developing green economy today,and whether commercial banks can enhance their profitability by implementing green credit business has received wide attention.From the perspective of green credit,a theoretical analysis of the impact of green credit on the profitability of commercial banks was conducted,and a relevant empirical analysis and heterogeneity test was conducted based on the panel data of Chinese commercial banks from 2013 to 2021.It is found that conducting green credit business shows a positive impact on the profitability of commercial banks,and the impact is more obvious for state-owned commercial banks,but not for non-state-owned commercial banks.
作者
程志颖
李岩
王雅萍
CHENG Zhiying;LI Yan;WANG Yaping(School of Economics and Management,Shenyang University of Chemical Technology,Shenyang 110142,China;School of Finance,Chongqing Technology and Business University,Chongqing 400060,China)
出处
《科技和产业》
2023年第16期63-67,共5页
Science Technology and Industry
基金
辽宁省教育厅项目(WJ2020001)。
关键词
商业银行
绿色信贷
盈利能力
面板分析
异质性
commercial banks
green credit
profitability
panel analysis
heterogeneity
作者简介
程志颖(1999—),男,汉族,江西南昌人,沈阳化工大学经济与管理学院,硕士研究生,研究方向为绿色金融、对外援助;通信作者:李岩(1973—),女,辽宁沈阳人,沈阳化工大学经济与管理学院,副教授,博士,研究方向为金融学、循环经济理论及实践;王雅萍(2000—),汉族,江西南昌人,重庆工商大学金融学院,硕士研究生,研究方向为绿色金融。
