摘要
当前我国农户信贷约束仍然广泛存在,这样会挤出农户家庭消费,阻碍农户投资行为,降低农业生产效率。农业供应链金融通过完善委托—代理关系,注重金融功能的稳定性,降低信息不对称,能够满足农业供应链各主体的融资需求。然而,要真正缓解农户信贷约束,还需从优化运行环境、完善运行载体、提升运行能力和规避运行风险等方面,完善农业供应链金融运行机制。
At present,farmers’credit constraints widely exist in China to varying degrees,which will squeeze out farmers'household consumption,hinder farmers'investment behavior and cause losses in agricultural production efficiency.Agricultural supply chain finance can meet the financing needs of all subjects in the agricultural supply chain by improving the principal-agent relationship,paying attention to the stability of financial functions and reducing information asymmetry.In order to alleviate the credit constraints of farmers,we need to improve the financial operation mechanism of agricultural supply chain from the aspects of optimizing the operating environment,improving the operating carrier,improving the operating ability and avoiding operational risks.
作者
邹建国
张利军
皮修平
Zou Jianguo;Zhang Lijun;Pi Xiuping(Hengyang Normal University,Hengyang Hunan 421002,China)
出处
《衡阳师范学院学报》
2022年第5期39-44,共6页
Journal of Hengyang Normal University
基金
湖南省社会科学成果评审委员会课题“农业供应链金融的减贫机理与减贫效应研究”(XSP20YBC179)
湖南省教育厅科学研究重点项目“乡村振兴背景下湘南地区乡村产业振兴研究”(19A071)
湖南省自然科学基金项目“农业供应链金融的农户增收机制与效应研究”(2022JJ30105)。
关键词
农业供应链金融
农户信贷约束
理论基础
运行机制
agricultural supply chain finance
farmers’credit constraints
theoretical basis
operating mechanism
作者简介
邹建国(1978—),男,湖南常宁人,副教授,博士,主要从事农业供应链金融与乡村振兴研究;张利军(1977—),男,河南新乡人,讲师,博士,主要从事数字经济与经济转型研究;皮修平(1963—),男,湖南澧县人,教授,主要从事乡村振兴研究。
