摘要
按照系统科学的二象对偶理论,创新系统应包括创新状态和创新过程,对应为创新能力和创新效率,因此,研究创新系统的表现不能偏于一面。基于二象对偶理论,以农村合作金融机构创新能力和创新效率协同发展为分析框架,参考广东省农村合作金融机构发展实例,对机构的创新能力、创新效率及其协调度进行测度,以及探讨协调发展度对机构经营绩效的影响。结果表明:农村合作金融机构的创新能力、创新效率总体水平较低,区域差异较大,其中创新能力可分为三个梯队,应对农商行实施分类管理;机构的创新能力、创新效率并不完全一致,总体上在低水平上相互制约,协调发展状况较差,从空间分布看,珠三角协调发展度相对较高,向周边辐射;创新的协调发展度提升有助于促进经营绩效,反之,协调发展度降低则成为发展障碍,不良贷款率起负向调节作用。
Rural cooperative financial institutions have played an important role in supporting the development of China’s agriculture,rural areas and farmers,as well as realizing the strategy of rural revitalization. How to promote their innovation and development is a topic that deserves a deep research. Combining the duality theory of system science,this paper proposes an analysis framework for the collaborative development of innovation capabilities and innovation efficiency of rural cooperative financial institutions. Taking Guangdong rural cooperative financial institutions as an example,Measure the innovation capability,innovation efficiency and coordination degree of the institution,and explore the influence of the degree of coordination development on the operation performance of the institution. The results show that the overall level of innovation ability and innovation efficiency of rural cooperative financial institutions in Guangdong Province is relatively low,and there are large regional differences.Among them,the innovation ability can be divided into three echelons,which should implement classified management for rural commercial banks. They are not completely consistent,and generally restrict each other at a low level,and the coordinated development is poor. From the perspective of spatial distribution,the coordinated development of the Pearl River Delta is relatively high,radiating to the periphery;the improvement of the coordinated development of innovation can help promote business performance. Conversely,the reduction in the degree of coordinated development becomes an obstacle to the development,and the non-performing loan ratio plays a negative adjustment role. Finally,this article puts forward relevant suggestions on the financial innovation and the development of rural cooperative financial institutions.
出处
《湖北社会科学》
CSSCI
北大核心
2022年第5期79-88,共10页
Hubei Social Sciences
基金
全国统计科学研究项目(2018LY09)。
关键词
农村合作金融机构
创新能力
创新效率
协调发展
二象对偶
rural cooperative financial institutions
innovation capability
innovation efficiency
coordinated development
duality
作者简介
钟凯扬(1985-),男,西南财经大学经济信息工程学院博士研究生(四川成都,611130)。
