摘要
传统供应链金融在缓解中小微企业融资难问题上发挥了一定的作用,但也表现出了其局限性,尤其是信息不对称引起的信息孤岛、违约风险等问题。近年来,大数据、人工智能、区块链等新科技不断融入供应链金融,优化了供应链金融结构。不同于传统的供应链金融,在区块链技术赋能下,供应链金融可以完善现有运营模式,探索供应链金融创新举措,从而推动供应链金融业务更好地服务实体经济,改善金融生态,助力解决中小微企业融资难题。
Traditional supply chain finance has played a certain role in alleviating the financing difficulties of small,medium-sized and micro enterprises,but it also shows its limitations,especially the problems of information island and default risk caused by information asymmetry.In recent years,new technologies such as big data,artificial intelligence and blockchain have been continuously integrated into supply chain finance and optimized the financial structure of the supply chain.Different from the traditional supply chain finance,with the help of blockchain technology,supply chain finance can improve the existing operation mode and explore innovative measures of supply chain finance,so as to promote the supply chain finance business to serve the economy better,improve the financial ecology and help solve the financing problems of small,medium and micro enterprises.
作者
刘刚
朱林森
LIU Gang;ZHU Linsen(School of Economics and Management,Jilin Institute of Chemical Technology,Jilin 132022,China;School of Economics and Management,Beibu Gulf University,Qinzhou 535011,China)
出处
《吉林化工学院学报》
CAS
2021年第12期81-86,共6页
Journal of Jilin Institute of Chemical Technology
基金
2019年吉林省社会科学基金项目(2019C50)
2019年吉林市社会科学界联合会课题(市联1920)
2021年吉林省教育厅社会科学研究规划项目(JJKH20210245SK)。
关键词
区块链
供应链金融
建议
blockchain
supply chain finance
suggestions
作者简介
刘刚(1975-),男,吉林省吉林市人,吉林化工学院讲师,博士,主要从事产业经济、企业投融资方面的研究。*北部湾大学2020级在读研究生。
