摘要
立足普惠金融视角,基于江西省的农村信用体系建设实践,分析了当前农村信用体系建设现状和问题,探讨了普惠金融视角下农村信用体系建设的路径,并在此基础上提出了具有针对性的政策建议:政府部门应高度重视农村信用体系建设,加大投入力度;金融机构应履职尽责,积极创新金融服务方式;监管部门应完善监管政策和考核评估体系,推动银行持续扩大普惠金融份额。
From the perspective of inclusive finance,based on the practice of rural credit system construction in Jiangxi province,this paper analyzes the current situation and problems of rural credit system construction,discusses the path of rural credit system construction,and puts forward targeted policy suggestions.The government should attach great importance to the construction of rural credit system and increase the investment;financial institutions should fulfill their duties and actively innovate financial services;regulatory authorities should improve regulatory policies and assessment system to promote banks to continuously expand the share of inclusive finance.
作者
邓晓峰
Deng Xiaofeng(Nanchang Central Sub-branch,the People’s Bank of China,Nanchang 330008,Jiangxi,China)
出处
《征信》
北大核心
2021年第10期53-58,共6页
Credit Reference
关键词
普惠金融
农村信用体系建设
可持续发展
inclusive finance
rural credit system construction
sustainable development
作者简介
邓晓峰(1982-),女,湖北天门人,经济师,硕士,主要研究方向为征信理论与实务。
