摘要
近年来,P2P网络借贷机构迅猛发展,脱离了其原本作为信息中介的角色定位,发展成了集资平台,涉嫌刑事犯罪的现象屡见不鲜。对于利用P2P网贷机构实施非法集资活动的行为,实践中对该问题的定性存在分歧。主要表现在是否构成犯罪,以及构成非法吸收公众存款罪亦或集资诈骗罪的适用区分中。因此,应当首先明确网络借贷机构本身的中介定位,脱离该定位实施非法控制、支配资金的行为有犯罪之虞;若要认定为非法集资罪则要严格判断是否具有非法占有的目的,保持刑法的谦抑性。
In recent years,P2P online lending institutions have developed rapidly,breaking away from their original role as information intermediaries and developing into fund-raising platforms.It is common to see the phenomenon of suspected criminal crimes.As for the use of P2P network lending institutions to carry out illegal fund-raising activities,there are differences in the nature of the problem in practice.It is mainly reflected in whether it constitutes a crime,as well as the crime of illegal absorption of public deposits or the crime of fund-raising fraud.Therefore,it is necessary to make clear the intermediary positioning of the network lending institutions,which may lead to crimes if they illegally control and control funds without this positioning.If we want to identify it as the crime of illegal fund-raising,we should strictly judge whether it has the purpose of illegal possession and keep the modesty of the criminal law.
作者
廖倩茹
LIAO Qian-ru(School of Law,Zhengzhou University,Zhengzhou 450001,China)
出处
《信阳农林学院学报》
2021年第3期25-29,共5页
Journal of Xinyang Agriculture and Forestry University
关键词
P2P网络借贷机构
非法吸收公众存款罪
集资诈骗罪
P2P network lending institutions
Crime of illegally absorbing public deposits
Crime of fund raising fraud
作者简介
廖倩茹(1996—),女,河南驻马店人,硕士研究生,研究方向:刑法学。
