摘要
金融科技使金融风险的复杂性、传染性凸显,一些西方发达国家以国家安全为由对我科技产业及发展进行打压等,使我国金融安全面临较多风险。通过金融科技风险事件案例分析发现,金融科技通过对金融基础设施、主权货币、金融监管体制、金融市场的影响,进而影响国家金融安全。应通过以人民币国际化和"新基建"建设强化金融基础设施安全边界,以监管机制改革及法律法规建设强化金融监管系统安全边界,以金融安全审查机制建设强化金融安全防御边界,以金融科技行业标准及全球治理机制的建设强化金融安全攻击边界,构建国家金融安全体系。
Fintech makes financial risks more complex and contagious.Some western developed countries suppress China’s technology industry and development on the grounds of national security,which makes China’s financial security face a lot of risks.Through the analysis of fintech risk events,it is found that fintech affects national financial security through its influence on financial infrastructure,sovereign currency,financial regulatory system and financial market,etc.Should be by building to the internationalization of the renminbi and the new infrastructure construction to strengthen the financial infrastructure security boundary,on the reform of supervision mechanism,and strengthen the financial supervision system security boundaries,laws and regulations construction on financial security review mechanism construction to strengthen the financial security defense border,in financial industry standard of science and technology and global governance mechanism for the construction of the measures such as strengthen the financial security against boundaries,build a national financial security system.
作者
俞勇
郑鸿
Yu Yong;Zheng Hong(Guangdong Financial Investment Corporation,Guangzhou,Guangdong 510045)
出处
《开放导报》
2021年第1期61-71,共11页
China Opening Journal
关键词
金融科技
国家金融安全
金融基础设施
主权货币
金融安全审查机制
Fintech
National Financial Security
Financial Infrastructure
Sovereign Money
Financial Security Review Mechanism
作者简介
俞勇,广东粤财投资控股有限公司首席风险官,研究员、博士,研究方向:金融学;郑鸿,广东粤财投资控股有限公司博士后工作站、清华大学经济管理学院应用经济学博士后流动站,副研究员,研究方向:金融学。
