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利率市场化对我国上市商业银行经营效率的影响与对策 被引量:2

The Infl uence and Countermeasures of the Marketization of Interest Rate on the Operating Effi ciency of Listed Commercial Banks of China
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摘要 1996年的利率市场化改革对我国商业银行的经营和发展产生了深远影响,本文采用近年来我国16家上市商业银行的数据,从盈利能力、业务结构和经营风险三个方面分析了利率市场化改革对商业银行经营效率的影响,指出商业银行应该重视传统利息收入、优化信贷结构、大力发展中间业务、促进金融创新,并建立有效的风险防控管理机制。
作者 任僖
出处 《中国商论》 2021年第2期92-94,共3页 China Journal of Commerce
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