摘要
随着网络金融的快速发展,P2P等网络借贷平台也逐步向高校蔓延,在校大学生已成为网络贷款消费市场的重要组成部分。这些网络贷款平台,为大学生提供了方便,也可能让大学生陷入无法摆脱的高利贷陷阱,不仅耽误学业、造成经济损失和名誉伤害,也可能造成严重的生命安全事故,深入分析大学生校园贷的风险,提出可行性防范对策,有利于保障大学生的人身和财产安全。
With the rapid development of online finance,the P2P online borrowing platforms have gradually spread to colleges and universities,and college students have become an important part of the online borrowing consumer market.The online borrowing platforms that provide convenience for college students may also get college students into the trap of usury that cannot be rid of,which not only hinder their study,causing economic loss and reputation damage,but also serious life safety accidents and widespread public debate.How to objectively view the phenomenon of college students’ online loans is related to the future of college students and vital interest of their families,as well as the stability and development of society.By the cases of college students’ online loans,the risk of college students’ campus loan is analyzed and several feasible countermeasures are proposed.
作者
夏淑霞
XIA Shu-xia(Division of Planning and Finance,Hebei Normal Universities for Nationalities,Chengde Hebei,067000,China)
出处
《河北民族师范学院学报》
2020年第2期57-60,共4页
Journal of Hebei Normal University For Nationalities
关键词
网络借贷平台
大学生
校园贷
online borrowing platform
college students
campus loan
作者简介
夏淑霞(1963-),女,河北承德县人,河北民族师范学院计划与财务处正高级会计师,研究方向为会计内部控制。
