摘要
大数据风控是互联网大数据技术和风险管控结合的新型风控管理方法,随着技术的快速发展,大数据已经在各个领域显示出其广泛的用途。首先本文介绍了大数据和风控的相关概念和研究现状,然后具体分析了大数据在风险控制上面的应用,继而分析目前风险管理中存在的问题,最后本文认为提高大数据在风险控制上的应用需要从最初保证数据的真实可靠,其次在使用数据过程中要统一衡量标准,同时在使用数据过程中要加强安全监管安全,确保客户的信息安全。
Big data risk control is a new risk control management method combining Internet big data technology and risk control.With the rapid development of technology,big data has been widely used in various fields.First of all,this paper introduces the related concepts and research status of big data and risk control,then analyzes the application of big data in risk control,and then analyzes the existing problems in risk management.Finally,this paper believes that to improve the application of big data in risk control,it is necessary to guarantee the authenticity and reliability of data from the beginning,and then unify the measurement standards in the process of using data In the process of using data,we should strengthen security supervision and ensure the information security of customers.
作者
梅新芝
Mei Xinzhi(Shanghai Shuoyi Technology Co.,Ltd.,Shanghai,201306)
出处
《当代化工研究》
2020年第4期139-140,共2页
Modern Chemical Research
作者简介
梅新芝(1996-),女,上海说以科技有限公司;研究方向:经济研究。
