4Joseph E. Stiglitz and Andrew Weiss. Credit Rationing in Markets with Imperfect Information [ J ]. The American E- conomic Review, 1981, (6) :393 -410.
5Ahlin C, R Townsend. Selection into and Across CreditContracts: Theory and Field Research [ J ]. Journal of E- conometrics Forthcoming,2007,136 (2) : 665 - 698.
6Sufi, A. Information asymmetry and financing arrange- ments : evidence from syndicated loans [ J ]. Journal of Finance,2007,62 (2) : 23 - 29.
7Michael Klafft. Peer to Peer Lending: Auctioning Micro- credits over the Intemet. Proceedings of the International Conference on Information Systems [ J ]. Technology and Management,2008, (2) : 1 - 8.
8Iyer, R., Khwaja, A. I., Luttmer, E. F. P., &Shue, K. Screening in New Credit Markets Can Indi- vidual Lenders Infer Borrower Creditworthiness in Peer - to - Peer Lending [ J ]. Management. Cambridge, MA. 2009, (3) :4 - 10.
9Katherine. K, Sergio. H. Do Lenders Make Optimal De- cisions in a Peer - to - Peer Network [ J]. IEEE,2009.
