摘要
竞争力是衡量微观经济主体经营能力和可持续发展能力的重要尺度,也是产业进行双边匹配的考量要素。互联网金融作为一支新兴产业,其从业机构竞争力的高低与变化能够间接反映出该产业资源配置方式与运行状态。因此,分析其竞争力的当前状态以及演变过程,对判断互联网金融产业形势并据此进行宏观调控具有极其重要的现实意义。文章运用灰色评估方法构建互联网金融机构竞争力评价模型,在实现静态评价的同时,满足数据挖掘背景下对其进行长期动态定量评估的需要。
Competitiveness is an important yardstick to measure the business ability and the sustainable development ability of micro economic entities,and also a factor to consider the bilateral matching of industries.Internet banking as an emerging industry,the level and change of the competitiveness of its institution can indirectly reflect the resource allocation mode and the operation status of the industry.Therefore,it is of great practical significance to analyze the current state and evolution of its competitiveness,and to judge the situation of the Internet financial industry and to carry out macro control accordingly.In this paper,the gray evaluation method is applied to build the competitiveness evaluation model of Internet financial institutions,which can not only gain the static evaluation,but also meet the needs of long-term dynamic quantitative evaluation under the background of data mining.
作者
董志学
刘慧
DONG Zhi-xue;LIU Hui(School of Statistics and Mathematics,Central University of Finance and Economics,Beijing 100081,China;School of Economics,University of Chinese Academy of Social Sciences,Beijing 100089,China)
出处
《华东经济管理》
CSSCI
北大核心
2018年第10期121-127,共7页
East China Economic Management
基金
中国社科院学青学术创新项目(189110133)
关键词
灰评估
互联网金融
竞争力
gray evaluation
Internet banking
competitiveness
作者简介
董志学(1980),男,河北秦皇岛人,博士后,研究方向:统计学;刘慧(1984),女,陕西榆林人,博士,研究方向:产业经济学。
