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认知、协商与共识:英国养老金制度改革的经验借鉴 被引量:7

Cognition,Negotiation and Consensus:Lessons from the Reform of British Pension System
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摘要 在过去的十多年中,英国实施了简化养老金制度、建立自动缴费机制和降低养老金运营成本等一系列改革。这些改革重塑了二战以来英国的养老金制度,开创了英国养老金发展的新时代。与一些国家举步维艰的改革相比,英国的改革极为顺利,其中一个重要原因是社会各界对改革达成了广泛共识。改革共识的建立,一方面得益于行为经济学的最新进展提高了人们的认知;另一方面得益于养老金委员会的委员在多个层面进行的广泛协商,达成了利益妥协;在科学认知和利益协调的基础上,英国政府强大的政策执行力推动了改革的顺利开展。目前我国养老保险改革进入攻坚阶段,社会各界对改革的关键问题还存在较大争议,因此有必要通过提高认知,进行广泛的沟通协商,达成改革共识,推进中国养老保险制度改革。
作者 孙守纪
出处 《探索》 CSSCI 北大核心 2018年第5期129-137,共9页 Probe
基金 国家社会科学基金重大项目"基于保险精算的精准扶贫研究"(17ZDA090) 项目负责人:黄薇
作者简介 孙守纪(1979—),男,博士,对外经济贸易大学保险学院副教授。
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  • 1Gordon L. Clark, Pension Fund Capitalisn, Oxford University Press, March 2000.
  • 2See:httD://www. statistics.gov, uk/cci/nuget, asD?id=949.
  • 3HMRU Plnanee, National Insurance Punfl Account Zggg-lO, Presented to Partlament pursuant to Section 161(2) of the Social Security Administration Act 1992, Ordered by the House of Commons to be printed 10 January 2011, LONDON: The Stationery Office.
  • 4The Pensions Regulator, Annual report and accounts 2010-2011, Report presented to Parliament pursuant to Section 11(5) of the Pensions Act 2004, LONDON: The Stationery Office, 30 June 2011.
  • 5Yermo, J. and C. Severinson, "The Impact of the Financial Crisis on Defined Benefit Plans and the Need for Counter-Cyclical Funding Regulations", OECD Working Papers on Finance, Insurance and Private Pensions, No. 3, 2010, OECD Publishing.
  • 6The UK's Office for National Statistics, "Statistical Bulletin: Occupational Pensions Schemes 2009", see: http://www, statistics, gov. uk/pdfdir/opslOlO, pdf.
  • 7Bavid Pitt-Watson, "Tomorrow' s Investor Pensions for the People: Addressing the Savings and Investment Crisis in Britain", The Royal Society for the encouragemeg of Arts, Manufactures and Commerce, 2009.
  • 8Gregorio Impavido, "Stress Tests for Defined Benefit Pension Plans-A Primer", IMF Working Paper, Monetary and Capital Clarkets Department, February 2011.
  • 9Jill Solomon, "Corporate Governance and Accountability", John Wiley and Sons, 2007.
  • 10Glaeser, Edward, and Andrei Shleifer, "The Rise of the Regulatory State", Journal of Economic Literature, Yol. 41, No. 2, 2003.

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