摘要
从2014年新《环境保护法》第52条规定国家鼓励投保环境强制责任保险,到2017年6月环境保护部和保监会联合制定的《环境污染强制责任保险管理办法(征求意见稿)》出台,表明现今我国正处于环境风险的高发期,亟需通过建立环境污染强制责任保险制度来应对日益严重的环境问题。但是如何真正落实并全面推广环境污染强制责任保险制度,目前还面临着包括缺乏可保险性的制度、保险期间风险控制不足以及保险范围界定困难在内的各种挑战。因此,有必要通过增加风险的可预见性、提高保险人的承保能力、建立行之有效的奖惩系统、掌握相关的风险防范技术以及采取正面列举加除外规定的立法技巧等措施来应对这些挑战。
From Article 52 of the new Environmental Protection Law in 2014,the government encouraging compulsory liability insurance in the environmental protection,to the promulgation of the Measures for the Administration of Compulsory Liability Insurance for Environmental Pollution（ Draft for Comment） jointly formulated by Ministry of Environment Protection and China Insurance Regulatory Commission in June 2017,all these show that nowadays China is in the high incidence of environmental risks and is in urgent need of establishing a system of compulsory environmental pollution Liability insurance system to deal with the increasingly serious environmental problems. However,how to truly implement and enforce the compulsory liability insurance system for environmental pollution still exists various challenges including the lack of a system of insurability and risk control during the insurance period and the difficulty of defining the scope of insurance. Therefore,it is necessary to resolve these problems by increasing the predictability of risks,improving underwriting capacity of insurers,establishing effective rewards and punishments systems,mastering relevant risk prevention techniques and adopting positive enumeration of legislative exceptions and other legislative measures.
作者
李杭擎
LI Hangqing(School of Law,Fuzhou University,Fuzhou,FuJian 350108)
出处
《绵阳师范学院学报》
2018年第6期72-76,共5页
Journal of Mianyang Teachers＇ College
关键词
环境污染强制责任保险
环境风险
可保险性
承保能力
Compulsory liability insurance of environmental pollution
environmental risk
insurability
underwriting capacity
作者简介
李杭擎（1994-），男，重庆人，硕士研究生，研究方向：环境与资源保护法。
