摘要
中国人民银行哈尔滨中心支行在灵活运用货币政策工具、加强和改进金融服务、大力推动金融知识宣传与普及、加强普惠金融品牌建设等方面积极作为,推动黑龙江省普惠金融发展,全面提升银行服务的覆盖率和可得性。针对面临的问题,借鉴国外先进经验,建议当地银行系统及相关金融机构更好地发挥金融政策的正向导向作用,促进金融服务的大众化,引导金融业实施更具针对性的举措,努力推进普惠金融体系建设和普惠金融服务创新发展,助推经济转型升级。
Haerbin Central Sub-branch of the People＇s Bank of China has actively engaged in flexibly applying monetary policy tools,strengthening and improving financial services,vigorously promoting the publicity and popularization of financial knowledge,and strengthening the brand construction of inclusive finance,bolstering the development of inclusive finance of Heilongjiang Province and comprehensively enhancing the coverage and accessibility of banking service. By focusing on the existing problems and learning from foreign advanced experience,the paper proposes that the local banking sector and relevant financial institutions better display the guiding role of financial policies,promote the popularization of financial services and lead the financial industry to conduct more targeted measures,pushing forward the construction of inclusive finance system and the innovative development of inclusive financial services and helping boost the economic transformation and upgrading.
作者
周海
ZHOU Hai(Haerbin Central Sub-branch of the People＇s Bank of China,Haerbin 150036,Heilongjiang,China)
出处
《征信》
北大核心
2018年第3期15-19,共5页
Credit Reference
关键词
普惠金融
金融服务
国际经验
金融政策
inclusive finance
financial services
international experience
financial policies
作者简介
周海（1967-）,男,山东蓬莱人,高级经济师,硕士,中国人民银行哈尔滨中心支行副行长,主要研究方向为金融理论与金融监管.
