摘要
                
                    校园贷是在"互联网+"时代背景下,金融行业延伸至大学校园的一种新型借贷模式。近些年,不良校园贷引发的恶性事件频发,严重损害大学生身心健康,侵蚀校园社会主义文化。党的十九大明确要求坚定文化自信,推动社会主义文化繁荣兴盛。青年大学生是实现中国梦的践行者,积极培育大学生文化自信已刻不容缓。本文通过分析校园贷的概念、特征、危害,并从文化层面探究不良校园贷成因,提出,以高校思政教育为中心,通过社会主义核心价值观、中国优秀传统文化、延安精神在高校中的创造性转化,进而培育大学生文化自信。
                
                Campus Loans is a new type of lending model in which the financial industry extends to university campuses under the background of"Internet + ". In recent years,unhealthy campus loans lead to vicious incidents,seriously undermining the physical and mental health of college students,erosion campus socialist culture. The 19 th National Congress of the Communist Party of China clearly demanded that a firm cultural self-confidence be achieved and that socialist culture flourish. Young college students are practicing Chinese dreams and it is urgent to cultivate the cultural confidence of college students actively. By analyzing the concept,characteristics and hazards of campus loans and probing into the causes of bad campus loans from the perspective of culture,this paper puts forward that ideological and political education in colleges and universities should be the center,and through the core values of socialism,Chinese excellent traditional culture and Yan'an spirit,Transformation,and cultivate college students cultural self-confidence.
    
    
                作者
                    方宁
                FANG Ning(Facuhy of Philosophy and Social Development, Northwest University of Political Science and Law, Xi'an Shaanxi 710000, China)
     
    
    
    
                关键词
                    大学生
                    文化自信
                    校园贷
                
                        college students
                         cultural confidence 
                         campus loan
                
     
    
    
                作者简介
方宁(1989-),男,山西太原人,西北政法大学哲学与社会发展学院辅导员,研究方向:马克思主义中国化。