摘要
2017年,山东金融业认真贯彻落实党中央国务院和省委省政府各项决策部署,区域金融运行总体平稳。全省社会融资规模平稳增长,贷款余额突破7万亿元,居全国第5位;实现直接融资5367亿元;保险资金投资余额达到1561亿元。省内首家民营银行开业运营。山东信托在香港联交所主板挂牌上市。经济金融运行中的结构性矛盾和薄弱环节仍然突出,全省经济增速有所下降,以传统重化工业为主导的产业结构和大型企业集团高投资、高负债的发展模式,在经济下行背景下面临较大转型升级压力,大企业担保圈风险持续暴露,信贷违约率居高不下。部分中小法人银行经营风险较高。非法集资、金融诈骗、逃废银行债务等违法犯罪行为仍呈多发态势。
In 2017, the economy and financial market in Shandong Province of China has maintained its resilience and healthy performance, with the bank＇s loan outstanding up to 7 trillion yuan, fifth place in Provinces list.However,in face of the major pressure of slowing economy,the financial system is still fragile and risks to financial stability remain significant. Nonperforming loan ratio climbs for the fourth consecutive year,and the longer-term prospects remain clouded. Some small-and medium-sized banks,due to their weak corporate governance,are vulnerable to risks stemming both from non-performing assets and from liquidity shock. In addition,some key flaws in regional financial supervision system such as the regulation on financial defraud,illegal financial activities and evasion of repayment of bank loans,could also have implications for financial stability.
作者
《山东省金融稳定报告》分析小组
Analysis Group of Shandong Financial Stability Report(PBC Jinan Branch, Shandong Jinan 250021)
出处
《金融发展研究》
北大核心
2018年第4期9-13,共5页
Journal Of Financial Development Research
关键词
宏观经济
金融市场
金融稳定
新旧动能转换
风险
macro economy, financial markets, financial stability, conversion of old and new energy, risks
作者简介
中国人民银行济南分行，山东济南250021
