摘要
随着利率市场化的不断推进,商业银行的息差收入增长压力越来越大,中间业务形成的非利息收入日渐成为商业银行追逐的重要目标,中间业务发展已成为商业银行提高竞争力的重要内容。本文选取5家国有大型商业银行的非利息收入占比、年增长率、收入构成等多项指标进行研究,对国有商业银行中间业务发展的现状及存在问题进行分析,进而提出国有商业银行中间业务发展的对策建议。
With the continuous development of interest rate marketization,the interest rate increase of commercial banks is increasing. The non interest income generated by the intermediary business has become an important goal pursued by commercial banks.The development of intermediary business has become an important part of improving competitiveness of commercial banks. This paper selects the non-interest income of 5 large state-owned commercial banks accounted for a number of indicators,the annual growth rate than income,and so on,the development situation of state-owned commercial banks and analyzes the problems,and put forward some suggestions to the development of intermediary business of state-owned commercial banks.
出处
《齐齐哈尔大学学报（哲学社会科学版）》
2018年第2期70-73,共4页
Journal of Qiqihar University(Philosophy & Social Science Edition)
基金
安徽省教育厅人文社会科学重点研究项目:利率市场化背景下中小银行中间业务创新研究(SK2017A0618)
关键词
国有商业银行
中间业务
非利息收入
对策
state-owned commercial banks
intermediate business
non-interest income
countermeasures
作者简介
操海国（1980-）,男,讲师,硕士.主要从事金融投资、国际贸易研究.;丁春（1984-）,女,讲师,硕士.主要从事战略与人力资源研究.
