摘要
从银行业、证券业和保险业的发展现状比较可知,京津冀三地金融发展水平差距较大。通过实证研究发现,影响金融发展的主要因素是交通发展状况和科技水平,因此,受客观条件限制,三地的金融协同发展是一个长期的过程。三地的金融发展应根据各自定位,结合自身优势、劣势及面临的机会、威胁,做出合理决策,同时可以通过建立统一的征信体系、统一的支付结算体系、加强金融市场建设合作、加强金融机构合作、加强金融风险防范来实现京津冀一体化下的金融协同发展。
From the comparison of banking industry,security industry and insurance industry,we can know that there is a hugegap in the financial development among Beijing,Tianjin and Hebei. Through empirical study,we find that the main factors affectingthe development of finance are the development level of industrial structure and the level of scientific technology. So the coordinated developmentof the three places is a long-term process restricted by the objective conditions. Beijing,Tianjin and Hebei should make reasonablestrategies based on their own positions and combining with their own strengths,weaknesses,opportunities and threats. At thesame time,they can achieve coordinated development through the establishment of a unified credit system and a unified payment andsettlement system,strengthening financial market construction cooperation,strengthening financial institutions and strengthening financialrisk prevention.
出处
《技术经济与管理研究》
北大核心
2017年第11期113-117,共5页
Journal of Technical Economics & Management
基金
北京市社科基金项目(SQSM201751638005)
关键词
京津冀一体化
金融协同发展
区域金融
风险管理
Integration of Beijing,Tianjin and Hebei
Financial cooperation
Regional finance
Risk prevention
作者简介
王新玉（1981-）,女,山东淄博人,博士研究生,研究方向：人力资本、区域金融。
刘淑娥（1975-）,女,山东济宁人,博士,副教授,主要从事国际金融、区域金融研究.
