摘要
由于"e租宝"P2P网络贷款平台被依法立案侦查以及其他P2P平台或卷钱跑路或倒闭,互联网金融一时成为社会热点话题。在此条件下,金融市场将进一步规范是必然的趋势。2016年8月24日,银监会等四部委联合发布《网络借贷信息中介机构业务活动管理暂行办法》,意味着广受舆论关注的P2P网贷行业首部业务规范政策正式面世。互联网金融有十多种模式,人们熟知的P2P仅是互联网金融的一种。互联网金融的四个未来发展方向将是普惠金融、跨界金融、精准金融和安全金融。
As the ＂e-rent＂ Internet loan platform is currently under criminal investigation and some P2P platfbrms close down or their founders abscond with the mone2~ Internet finance has become a hot topic across China. In this condition, the financial market will be further standardized is an inevitable trend. On August 24, 2016, the CBRC and other tbur ministries jointly issued the ＂Interim Measures on Managing Internet Lending Intermediary Agency＇s Business Activities,＂ marking the long-awaited birth of the first P2P Internet lending business regulation. Internet finance has more than ten kinds of business models, the well-known P2P is only one of them. The four fhture directions for Internet finance will be universal finance, cross-industry finance, targeted finance and secure finance.
出处
《学术前沿》
CSSCI
2017年第3期52-60,共9页
Frontiers
关键词
互联网金融
普惠金融
跨界金融
精准金融
安全金融
大数据
Internet finance, universal finance, cross-industry finance, targeted finance, secure finance
作者简介
左美云，中国人民大学信息学院副院长、教授、博导、学术委员会副主任，中国人民大学国家发展与战略研究院研究员。研究方向为信息经济与信息管理、互联网金融与大数据应用、智慧养老和知识管理。主要著作有《知识经济的支柱：信息产业》《知识转移与企业信息化》《网络企业》等。
